印心耕讀

銀行相關用語

01 Asian Development Bank (ADB) 亞洲開發銀行
02 accommodation 融通
03 accrual basis 權責制（銀行部位）
04 acquiring bank 信用卡收單銀行
05 affinity card 認同卡
06 amortization 攤還
07 assets allocation fund 資產重置型基金
08 assets management corporation (AMC) 資產管理公司
09 auto finance 汽車融資
10 automated teller machine (ATM) 自動櫃員機
11 back-to-back letter of credit 轉開信用狀
12 Bank for International Settlement (BIS) 國際結算銀行
13 bad debt 呆帳；壞帳
14 bank debenture 銀行債券
15 bank run 銀行擠兌
16 bankers’ acceptance 銀行承兌匯票
17 beater 持票人
18 bounced (rubber) check 退票
19 call loan 拆款
20 call-loan center 拆借中心
21 capital adequacy ratio 資本適足率
22 card holder 信用卡持有人
23 charge card 簽帳卡
24 chip card 晶片卡
25 clearing bank 清算銀行
26 collateral 擔保品
27 compound interest 複利
28 consumer banking 消費金融
29 correspondent bank 業務往來銀行
30 credit cooperative 信用合作社
31 credit line 授信額度
32 credit rating 信用評等
33 creditor bank 債權銀行
34 cross-currency swap (CCS) 換利換匯
35 crossed check 劃線支票
36 custodian bank 保管銀行
37 delinquent account 欠帳客戶
38 delinquent 逾期還款
39 delivery forward (DF) 有本金交割遠期外匯
40 demand deposit 活期存款
41 deposit rate 存款牌告利率
42 DIP (debtor-in-possession) financing 破產企業融資
43 discount 貼現
44 dishonored account 拒絕往來戶
45 draft 匯票
46 drawee (payer) 付款人
47 drawer 發票人
48 electronic transfer 電匯
49 endorsement 背書
50 exchange memo 外匯水單
51 European Bank for Reconstruction and Development (EBRD) 歐洲復興開發銀行
52 European Central Bank 歐洲中央銀行
53 factoring 託收
54 fixed rate relending facilities (FRRF) 固定利率轉融資
55 floating interest rate 浮動利率
56 floating rate certificate of deposits 浮動利率可轉讓定存單
57 foreclosure 沒收質押品
58 foreign currency deposit 外幣存款
59 foreign exchange arbitrage 套匯
60 forex designated banks 外匯指定銀行
61 forex settlement 結匯
62 forex surfeit 外匯買超部位
63 forward forex buying (selling) 預購（售）遠期外匯
64 forward forex transaction 遠期外匯貿易
65 forward market 遠匯市場
66 forward selling 預售（外匯）
67 industrial bank 工業銀行
68 installment financing 分期付款
69 interest arbitrage 以利率套利
70 interest rate spread 利率差距
71 investment rate swap (IRS) 利率交換
72 investment bank 投資銀行
73 investment financing system 投融資制度
74 issuing bank 信用卡發卡銀行
75 large-denomination loan 大額放款
76 law of negotiable instruments 票據法
77 lead bank 主辦銀行
78 letter of credit (L/C) 信用狀
79 line of credit 信用額度
80 loan refinancing 重新貸款
81 loan tenure 貸款期限
82 local letters of credit 本地信用狀
83 London interbank offered rate (LIBOR) 倫敦拆款利率
84 merchant 信用卡特約銀行
85 merchant bank 商人銀行
86 mortgage 抵押
87 negotiable certificate of deposits (NCD) 可轉讓定存單
88 negotiable check 可轉讓支票
89 negotiable instruments 可轉讓票據
90 negotiation 押匯
91 non-delivery forward (NDF) 無本金交割遠匯
92 non-operation income offshore banking 業外收益
93 offshore banking unit (OBU) 境外金融
94 offshore-banking operation 境外金融中心
95 open check 無劃線支票
96 over-banking 過多的銀行競爭
97 passbook (demand) deposit 活期存款
98 passbook savings account 活期儲蓄存款
99 payee 收款人
100 post-dated checks 遠期支票
101 preferred customer 銀行貴賓客戶
102 prime lending rate 基本放款利率
103 premium 升水
104 private bank 私人銀行
105 project financing 專案融資
106 rediscount 重貼現
107 relending facility 轉融資
108 remittance 匯款
109 required reserve ratio 存款準備率
110 revolving credit 循環信用
111 secured loan 擔保放款
112 sight check 即期支票
113 sight letters of credit 即期信用狀
114 standby LC 擔保信用狀
115 supplementary card 附卡
116 syndicated loan 聯合貸款
117 time deposit 定期存款
118 usance L/C遠期信用狀
119 withdraw 提款